Westfield Financial is a bank holding company. Through its subsidiaries, Co. focuses on servicing commercial customers, including commercial and industrial lending and commercial deposit relationships. Co.'s loan portfolio consists of commercial real estate loans, commercial and industrial loans, residential real estate loans, home equity loans, and consumer loans. Co. provides regular savings deposits (consisting of passbook and statement savings accounts), negotiable order of withdrawal accounts, noninterest-bearing demand accounts, money market accounts and time deposits. At Dec 31 2012, Co. had total assets of $1.30 billion and total deposits of $753.4 million.
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