SC Description — Santander Consumer USA Holdings Inc
Santander Consumer USA Holdings is a holding company. Through its subsidiaries, Co. is a consumer finance company focused on vehicle finance and third-party servicing and delivering service to dealers and customers across the credit spectrum. Co.'s primary business is the indirect origination and servicing of retail installment contracts and leases through manufacturer-franchised dealers in connection with their sale of new and used vehicles to retail consumers. Co. also sells consumer retail installment contracts through flow agreements and, when market conditions are favorable, it accesses the asset-backed securities market through securitizations of consumer retail installment contracts.