PFS Description — Provident Financial Services Inc
Provident Financial Services is a holding company. Through its subsidiary, The Provident Bank (the Bank), Co. operates branch offices in the New Jersey counties of Hudson, Bergen, Essex, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset and Union, which the Bank considers its primary market area. The Bank accepts deposits from the public and businesses and uses those funds, together with funds generated from operations and borrowings, to originate commercial real estate loans, residential mortgage loans, commercial business loans and consumer loans. At Dec 31 2011, Co. had total assets of $7.10 billion and total deposits of $5.16 billion.