New York Community Bancorp is a bank holding company. Co. has two primary subsidiaries: New York Community Bank (Community Bank) and New York Commercial Bank (Commercial Bank). The Community Bank is a producer of multi-family loans, and it provides commercial real estate loans, acquisition, development, and construction loans, and commercial and industrial loans. Co. also originates one-to-four family loans mainly through its mortgage banking operation. The Commercial Bank provides installment loans, revolving lines of credit, and cash management services, as well as 24-hour banking online and by phone. At Dec 31 2011, Co. had total assets of $42.02 billion and deposits of $22.27 billion.
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